Who is providing this notice? A-1 Check Cashing of Mississippi Inc., A-1 Payday Loans and Title Loan Referral Inc.
Dba A-1, A-1 Check Cashing, A-1 Payday Loans.
Financial Companies may choose how they share your information. Federal law gives the right to a consumer to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect information. Please read this notice carefully to understand what we do.
The type of personal information we collect, and share depends on the product or service you have with us. This information may include:
We collect your personal information when you apply for a loan, update account information, and/or authorize us to verify the information you provide on an application or other form(s) when conducting transactions with us.
All financial companies may need to share customer’s personal information to operate everyday business practices. In the section below, we list reasons financial companies can share their customers personal information, the reasons we may choose to share, and whether you can limit this sharing.
We may use your personal information for the following reasons:
Underwrite, fund loans, provide you with our service and/or process your transactions;
Implement collection activities as needed;
Provide you with account information and to maintain your accounts
Authenticate your identity;
Maintain regular communications with you concerning transactions you initiate, such as requesting information or assistance, submitting a loan request, making payments, or transferring funds;
For marketing purposes;
Respond to court orders and legal investigations;
Provide you with customer service, support and assistance;
Safeguard against potential fraud and protect data from unauthorized parties and comply with legal requirements;
For any other purpose for which you provide consent, and for any other legitimate business purpose.
|Reasons we can share your personal information||Do we share||Can you limit sharing|
|For our everyday business purposes- such as to process your transaction(s), maintain your account(s), respond to court orders or report to credit bureaus|
For our marketing purposes – to offer our products and services to you
|For joint marketing with other financial companies||No||No|
|For our affiliates everyday business purposes- information about your transactions and experiences||Yes||No|
|For our affiliates everyday business purposes – information about your creditworthiness||Yes||Yes|
|For non-affiliates to market to you ||No||Yes|
|For affiliates to market to you||No||Yes|
|To detect, investigate, prevent, or take action against illegal activities or fraud||Yes||No|
|For any other legitimate business purposes allowed by law||Yes||No|
|Questions about what we may do regarding your personal information||Explanations about what we may do regarding your personal information|
|How does A-1 protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does A-1 collect my personal information?||We collect your personal information, for example, when you: apply for a loan or give us your income information fill out a form open an account or pay us by check show us your government-issued ID We may also collect your personal information from others, such as credit bureaus, affiliates, or other companies.|
|Why can’t I limit all sharing?||Federal law gives you the right to limit only- -sharing for affiliates’ everyday business purposes – information about your creditworthiness -affiliates from using your information to market you -sharing for nonaffiliates to market you|
|To limit our sharing||Visit us online: www.a1paydayloans.net for contact information. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we may continue to share your information as described in this notice.|
|Questions||Call 601-366-4881 during business hours M-F 10am-5pm You can contact us by phone to limit our sharing.|